QSpace has been delivering credit reports online since July 1997, for $5-8 credit report government free Indiana each.
The company continues to maintain credit report government free Indiana its unique position as the only place credit report government free Indiana on the Net where you can order and view your report online (data is from Experian). Originally, a VeriSign digital certificate was required to access your report, but the company has since dropped that requirement, though you still can credit report government free Indiana save $3 off the $8 price if you have a VeriSign Class 2 credit report government free Indiana certificate www.verisign.com. We recently tested the QSpace system and found the procedure relatively simple and straightforward. The report was easy to read online and printed out nicely. And at a cost of $5 ($8 without a VeriSign certificate) credit report government free Indiana the report is a good value. It took about five minutes to enter all the necessary data and receive the report. It would take a bit longer to answer a few additional questions if you don’t have a VeriSign certificate.
We were surprised to hear from QSpace President, Ike Eze, that he hasn’t had much interest from banks wanting to distribute QSpace/Experian credit reports online. Though we haven’t done due diligence on QSpace’s security procedures and service quality, credit report government free Indiana Experian seems satisfied with the company’s user authentication and delivery methods. www credit report free The first financial institution that offers credit reports online credit report government free Indiana will create quite a buzz in the marketplace. QSpace will share revenues with financial institution partners. The service could be offered co-branded or completely private branded.
The company is especially interested in strategic credit report government free Indiana partners that could help build the QSpace brand and/or deliver significant volume. This could be a good time to credit report government free Indiana cut a favorable deal. The current $5/$8 price may not generate an abundance of fees to share. But the company has a subscription product in development that is expected to be priced in the $50 range, competitive with Cendent’s PrivacyGuard (see table on p. 10), marketed at $59.99 per year after the credit report government free Indiana three-month $1-trial period. A hypothetical bank/CU with 50,000 unique Web visitors might bag 2,000 subscribers over a 12-month period. Assuming 20% revenue sharing from QSpace and a $50 annual subscription price, that amounts to only $20,000 in the first year. best site for free credit report But subscription-based businesses are all about building a base over time. Assuming a 75% renewal rate and continued growth of 2,000 new subscribers each year, by the end credit report government free Indiana of year five the service would be generating $60,000 in annual profits.
Plus it will help drive new business to your Web (at least while credit report government free Indiana it is a novelty), increase customer retention credit report government free Indiana and boost loan cross sales. Comments (0) Send Post Email this entry to: Your email address: Message (optional): Categories: Credit Reports & ID Theft Protection , Qspace
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